Insuring your business and beyond with a client-first philosophy—that’s Reliant Insurance Group.
Insurance Where You Are
Reliant Insurance Group has multiple offices throughout the country to serve your insurance needs. Licensed in 42 states, contact us by phone, text, or online to get started—we’re here to serve you.
“Frictionless experience and knowledgeable, friendly folks that care about me as a person.”
Learn About Reliant Insurance Group
Reliant Insurance Group was founded in 2020 as a digital-first insurance agency with the ambitious goal of streamlining the insurance experience. We were tired of seeing the same old, stagnant status quo in the insurance industry, and we took on the challenge to bring you a whole new way of shopping for insurance and getting service on demand.
Our talented team of insurance professionals have one thing in common—we never settle for anything, and we are forward-thinking in this ever-changing industry. Our unique background in both financial and insurance allows us to bring you a network of financial information, and experience in insurance to bring you a holistic financial approach so you can finally change the way you think about your insurance and financial life.
Why Choose Us?
We take a holistic financial approach to break away from the typical insurance experience.
Our client-first ideology means we put you first to help you select insurance solutions.
Founded in 2020 and quickly becoming a choice for insurance across the US.
Our team has in-depth experience in the insurance and financial industries.
Insurance for Your Business and More
Reliant Insurance Group is dedicated to serving businesses like yours with business insurance solutions to safeguard your assets. We also offer a variety of personal insurance and employee benefits solutions to help you protect what matters most.
Safeguard the future of your business with business insurance solutions.
Insurance by Industry
We offer insurance by industry tailored to help safeguard your business.
Protect what is most important to you.
Protect, attract, and retain your team.
The Independent Agency Advantage
What makes our independent insurance agency different?
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
Are you about to hire your next workers' compensation claim? In an effort to get a position filled quickly, you may take shortcuts that could cost you thousands of dollars.
Prospective employees should be required to complete a pre-hire physical. A copy of the intended job description can then be given to the medical provider with the physical requirements of the position. This helps to ensure only those capable of doing the job are hired and keeps other employees safe.
Oftentimes employees don’t understand the workers' compensation process and may be afraid to report a claim for fear of losing their job or impacting a daily count of injury-free days that are tied to an incentive program.
Educate employees on the workers' compensation system. During the hiring process, consider explaining how workers' compensation coverage protects your employee when an injury occurs. Your employees should understand that it is their responsibility to report an injury immediately and follow the company’s guidelines for seeking medical attention. Explain your return to work policy and have your employees sign an agreement stating they understand the process.
Your employee may become injured and you might be tempted to rely on someone else to communicate with them. As a result, your employee may be confused by the workers' compensation process and unsure where to turn.
You and your supervisors need to stay in constant communication with your employees. Your insurance broker can provide some coaching and guidance throughout the process. Above all, your employees should feel that you care about their injuries and that you will be involved in helping them recover. Your direct supervisors play a key role in this process and should be trained to effectively communicate with your employees throughout the injury.
When your employees become injured, they may need time to recover. As an employer, you may be tempted to rely solely on the workers' compensation insurance company and/or your employee’s medical provider to communicate throughout the process. If you do, the process can become unnecessarily prolonged.
As the employer, let your insurance company and your employee’s medical provider know that you have a return to work program in place. Ask the medical provider to refer to the job description that has been provided for the injured employee. As soon as the employee is medically cleared, offer a light duty position and ask them to report to work. If needed, your employee can continue to receive treatment while they continue to recover.
Statistically, your company’s Experience Modification Rate (EMR) has more than a 70% chance of being incorrect. Your EMR is a number used by insurance companies to gauge any past cost of injuries and future chances of risk. In addition, over 80% of payroll audits are done incorrectly. Both factors impact your workers' compensation coverage.
Trust your insurance advisor and have them assist and advocate during the annual payroll audit conducted by the insurance company. Your agent should also monitor all claims, but especially claims reserved over a $10,000 threshold. Larger claims should have a quarterly report prepared by your insurance agent to let you know the status of the claim. Your agent should work with your insurance company’s claims adjustor to close any claims as quickly as possible.
Claims can remain open longer than needed due to poor communication between you and your employee’s medical provider. As a result, you may be unaware that your employee is well enough to return to work on a modified basis.
Get to know the doctors that are helping your employee heal. Your insurance broker should foster this relationship by assisting you in the selection of the medical provider prior to a claim. Meet with the medical provider, interview them, tour their facilities, ask them to tour your location, and explain your return to work program. Job descriptions can be provided to the medical provider and an agreement of services can be achieved. Once a claim takes place, a clear line of communication should be established so you are kept aware of your employee’s status.
Sometimes employees are trained to do a job well, but are not trained to do their job safely. Many work-related injuries can be avoided by effective training.
Your insurance broker should be able to organize monthly training classes. Many insurance carriers offer training tools at no charge and your broker can help you utilize these tools to your advantage. For example, topics such as proper lifting techniques can be critical for many job functions. Also, using tools like payroll stuffers can be very effective.
Many employers are concerned about their next OSHA visit. Worried about citations and fines, employers see OSHA as the enemy. Sound familiar?
OSHA's On-site Consultation Program offers free and confidential safety and occupational health advice to small and medium-sized businesses in all states across the country, with priority given to high-hazard worksites. On-site Consultation services are separate from enforcement and do not result in penalties or citations. Consultants from state agencies or universities work with employers to identify workplace hazards, provide advice on compliance with OSHA standards, and assist in establishing injury and illness prevention programs.
Click it. Read it. Cover it.
- Click on the hotspots.
- Discover your risks.
- Explore coverage options.
Not what you’re looking for?
Explore more interactive graphics.
Manage Your Policies
Already a client of Reliant Insurance Group? Visit our Service Center to make requests and manage your insurance.
Let's Get Started
Contact Reliant Insurance Group
"*" indicates required fields